Are you an advanced investor?
Want to know if your investment strategy is truly well-developed? Discover the four criteria that define an advanced investor: quantifying your financial independence (income-generating assets, the 4% rule), mastering compound interest, managing your risk, and maximizing your portfolio’s diversification. Take the test to take your investing to the next level.
Is buying your main residence in Switzerland an investment?
Historically, buying your main residence in Switzerland has been a good investment, and it still can be. It does, however, involve risk, as there is a great deal of leverage involved.
To easily increase the profitability of this purchase, using even more leverage, you need to know how to play with your Pillars 2 and 3a.
A real estate investment worth knowing
The European SCPI is a little-known way to invest in real estate. It suits almost everyone and can be used to generate passive income or for building wealth. In building wealth, it's a great complement to the stock market because it lowers volatility and increases resilience to inflation.
Pillars 2 and 3: optimizing everything
Splitting Pillar 3 is far from being the most important thing. Four strategies help optimize Pillar 3 by at least 100k: contribute more to Pillar 3, contribute less to Pillar 2, choose Pillar 3 carefully, and take advantage of opportunities to transfer Pillar 2 to a vested benefits account.
Taxes in Zug, Schwyz, Zürich, and Geneva
Everything you need to know about taxes across these 4 cantons: income, dividend, wealth, corporate, capital gains, and Pillar 2/3 withdrawals. The absolute floor is in certain Schwyz municipalities, with Zug hot on its heels. Living in Zürich or Geneva will cost you a pretty penny.
Investing for your children in Switzerland
As a Swiss resident, you don't pay much tax. The best solution for you depends on: whether you prefer to invest monthly or annually, in your name or your child's, the amount, and what's easiest for you.
Investing for your children
If you invest well from birth, at age 40 your child can expect to have in today's money: 150k euros / francs for a monthly effort of 100 - 1.5 million for an effort of 1000.